A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.